What does "Stop Payments" mean on a check?
Why was my check returned "Stop Payment"?
Can I redeposit a check stamped "Stop Payment" or "Stop Pay"?
Stop Payment - Stop Pay - Check Stop - Stop Payment Check - Stop Payment Item -
If your check, draft, or RCC item is returned with a Stop Payment message, this means the account holder, the person who originally wrote the check or authorized the draft, has revoked their authorization.
You cannot redeposit an item marked with a Stop Payment.
Stop Payment is a feature available to any account holder who contacts their bank BEFORE the check or draft they authorized is presented for payment. The account holder tells the bank the check number, the amount of the check and payee, and the bank in turn looks for this check, or range of checks and returns the item(s) unpaid marked as "Stop Payment."
Usually STOP PAYMENT CHECKS are stamped DO NOT REDEPOSIT, the account number is also crossed out or punched out with a hole punch. If not, you still can't redeposit the item or it will be returned as Stop Payment again.
If you deposited an item returned for Stop Payment, also know as a Stop Pay Check, you will be charged a fee by your bank. Returned check fees usually range between $5 and $39 depending on your bank, and the state where you opened your account.
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Most Common Reasons For Return
- Not Sufficient Funds
- Uncollected Funds Hold
- Stop Payment
- Closed Account
- Unable to Locate Account
- Frozen Account
- Refer to Maker
- Not Authorized
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The Routing Number is a 9-digit number located between the Transit Symbols at the bottom of a valid U.S. check.
Routing Number Results are Updated Daily from the eRoutingNumber™ Database. This database includes exclusive data, not offered by other sources, like Fake Routing Numbers, and the Fraction Code or Fractional Routing Number found on the face of printed checks..
The eRoutingNumber™ database Includes All ABA Routing Numbers in the United States, as well as the bank website in many cases. The eRoutingNumber™ database also contains the bank phone number and best number to call for check verification.
The eRoutingNumber™ database uses many different sources and has evolved since 1998, and now utilizes user reporting to keep the data in check.
Any user can report a routing number missing, invalid, or provide details not included. We verify every submission and make notes or updates accordingly.
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About RoutingTool™
RoutingTool™ started in 1996 as a validator script for CheckWriter™ Software, and evolved into a complete database containing every routing number in the U.S. banking system.. The validator script is still posted at the "http://yourfavorite.com" website, similarly to how it appeared then. Now, the validator script is available in the professional account so you can integrate simple validation for PHP, C#, JAVA and PYTHON. RoutingTool™ data is automatically referenced for transactions using CheckWrtier™, BetterCheck™, Text-a-Check™ and WebDebit™.
RoutingTool™ is used by 90% of the Fortune 100 Companies for 2020. Successful businesses, including banks, finance companies, fintech solutions, insurers, investors, ecommerce giants and mom and pop businesses use RoutingTool™ Virtual Terminal or RoutingTool™ Professional Accounts to verify routing numbers.
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