What does "Frozen Account" mean on a check?
Why was my check returned "Frozen Account"?
Can I redeposit a check stamped "Frozen Account" or "Frozen"?

Frozen Account - Blocked Account - Checks and drafts are returned with Frozen Account or Blocked Account messages when the bank is required to lock or Freeze an account. Frozen Account means the account holder's bank account is locked, and no checks will clear.

This can be due to a divorce judgment, IRS tax lien, wage garnishment, court order or other legal reason that the bank can be required to freeze a bank account.

Checks stamped Frozen Account cannot be re-deposited - a new item is required from the account holder.

Frozen Account Checks cannot be re-deposited. A new item must be created or a new check would be required from the account holder.

Usually FROZEN checks are stamped DO NOT REDEPOSIT, the account number is also crossed out or punched out with a hole punch. If not, you still can't redeposit the item or it will be returned as Frozen again, even if the account is now un-frozen..

If you deposited an item returned for Frozen Account, also know as a Frozen Check, you will be charged a fee by your bank. Returned check fees usually range between $5 and $39 depending on your bank, and the state where you opened your account.

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Most Common  Reasons For Return 
 - Not Sufficient Funds
 - Uncollected Funds Hold
 - Stop Payment
 - Closed Account
 - Unable to Locate Account
 - Frozen Account
 - Refer to Maker
 - Not Authorized