MOST FREQUENTLY ASKED QUESTIONS:
How does RoutingTool™ work? What is it?
Are all banks listed in RoutingTool™?
Are there updates to the database?
How does funds verification work?
Are credit unions listed?
Does it work in Canada?
Will the software work on a network?
Can I look at the software in advance?
How do I order?
What does it cost?
Is the system in real-time?*
What about technical support?
Who provides this service?
How does RoutingTool™ work? What is it?
RoutingTool™ is a virtual terminal that allows you to log into any web browser using a username and password to verify routing numbers on any U.S. checking account that is part of the Federal Reserve banking network. You can also remotely link using Weblink or our API, and integrate the system into any application or ecommerce system, or you put it on your own website. There is also the option to download the entire database.
Are all banks listed?
Every U.S. Bank and Credit Union is listed in RoutingTool™. New and updated routing numbers and routing number information are added every day to the official eRoutingNumber™ database..
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RoutingTool updates are processed daily. The updates are automatic and usually post by 5 a.m. eastern time..
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How does funds verification work?
RoutingTool™ will list the phone number for the bank's ACH department, or a special funds verification number in many cases. For most commercial
banks that offer funds verification, there will be a touch tone system allowing you to verify funds or account status.
For smaller banks, you can manually verify
funds by requesting "merchant funds verification" when you call the number
listed in RoutingTool. Banks will provide
this information in accordance with their
own privacy policy and local laws.
For Real-Time Account Verification you can
use BetterCheck, at bettercheck.com.
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Yes. RoutingTool includes all banks that use a 9-igit routing number, including Federal
credit unions, community credit unions, state banks, national associations, and savings banks. The U.S., PR, Virgin Islands and territories are also included. This system does not work for
Canadian or Mexican banks.
Will the software work on a network?
Yes. RoutingTool can be used on any computer in your office. Log in or link up
from an unlimited number of computers.
Can I look at the software in advance?
Yes, you can sign up for the FREE virtual terminal account and use the software and virtual terminal to verify routing numbers, get the bank phone number or look up a bank's website address. You can preview the functions in the professional account and look at the API, the WebLink, the batch file upload and the file download interface. If you like it, you can upgrade with ease.
To order: click here.
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What does it cost?
$ 9 Setup fee
$50 Initial Deposit
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$59- Total to Start
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RoutingTool™ Professional Account
Need a complete loss prevention and/or compliance solution with low, predictable fees, and data that is updated daily from multiple sources, and policed by RoutingTool™ users?
The RoutingTool™ Professional Account is $5 per month for unlimited use of an unlocked virtual terminal and full access to the entire database with no transaction charges.
Rates are as follows:
0¢ per transaction for Virtual Terminal
5¢ per transaction Batch/WebLink or API
0.5¢ gateway fee for Batch/WebLink or API
Monthly Minimum $5.00
Monthly Fee: $5.00
Place Your Order HERE
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Is the system in real-time?*
The system responds to each inquiry in
a fraction of a second. The response is
in real-time and is based on the data the individual bank has listed with RoutingTool™,
and the information in the eRoutingNumber™ database. The information is sourced from over a dozen government, bank and private sources, including reporting directly from users.
Some features in the RoutingTool Virtual
Terminal are designed for developers who
have basic programming knowledge.
While batch upload and XML integration, API setup and batch file uploads are quite simple, there is no telephone
support for this product, nor written
documentation provided beyond the code
in your virtual terminal, and the sample CSV upload file for use in batch processing.
Email support is provided at no charge as
a courtesy in most cases when addressed
via our support ticket system.
https://fixitsupport.com
You can also open a suport ticket directly here:
https://fixit-support.com/ticket/submit/user/new/routingtool
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Who provides this service?
RoutingTool™ Virtual Terminal is provided by Boston Commerce, Inc.. RoutingTool has been available to banks, collectors, business, government and the payment industry since 1996. Boston Commerce, Inc. publishes CheckWriter™ brand check by phone software, as well as BetterCheck, the bank account number verification software, and WebDebit™ payment and order forms, as well as Text-a-Check™.
RoutingTool™ Professional
- Real-Time Virtual Terminal
- Unlimited Free Transactions with No Advertising or Captcha
- API Integrates Seamlessy wth Any Platform*
- Batch File Upload or Database Download*
- *API / WebLink / Batch File Upload Average
$0.055 transaction fee - GET STARTED
$9 Setup fee
$50 Initial Deposit
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$59- Total to Start
Free Virtual Terminal Account
- Real-Time Virtual Terminal
- Supported by Advertising and Protected by Captcha
- API, Batch Upload and Weblink are Inactive with Free Version
- Daily Updates - Same Results as a Paid Account.
- Unlimited Users / Unlimited Free Transactions
- No Transaction Fees
- No Monthly Fees
- Free to Sign Up
The Routing Number is a 9-digit number located between the Transit Symbols at the bottom of a valid U.S. check.
Routing Number Results are Updated Daily from the eRoutingNumber™ Database. This database includes exclusive data, not offered by other sources, like Fake Routing Numbers, and the Fraction Code or Fractional Routing Number found on the face of printed checks..
The eRoutingNumber™ database Includes All ABA Routing Numbers in the United States, as well as the bank website in many cases. The eRoutingNumber™ database also contains the bank phone number and best number to call for check verification.
The eRoutingNumber™ database uses many different sources and has evolved since 1998, and now utilizes user reporting to keep the data in check.
Any user can report a routing number missing, invalid, or provide details not included. We verify every submission and make notes or updates accordingly.
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- Complete List Of Bank Participants By State:
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| - Listings shown from eRoutingNumber™ Database |
All banks are covered, not just some. Here is a list of the 50 most common banks that RoutingTool™ customers look up:
About RoutingTool™
RoutingTool™ started in 1996 as a validator script for CheckWriter™ Software, and evolved into a complete database containing every routing number in the U.S. banking system.. The validator script is still posted at the "http://yourfavorite.com" website, similarly to how it appeared then. Now, the validator script is available in the professional account so you can integrate simple validation for PHP, C#, JAVA and PYTHON. RoutingTool™ data is automatically referenced for transactions using CheckWrtier™, BetterCheck™, Text-a-Check™ and WebDebit™.
RoutingTool™ is used by 90% of the Fortune 100 Companies for 2020. Successful businesses, including banks, finance companies, fintech solutions, insurers, investors, ecommerce giants and mom and pop businesses use RoutingTool™ Virtual Terminal or RoutingTool™ Professional Accounts to verify routing numbers.
Site Navigation: Comply with Regulations.
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eRoutingNumber™ Database |
External Links: Checks by Phone |
About Boston Commerce, Inc. - About RoutingTool RoutingTool is published by: |