BIN - Bank Identification Number  
IIN - Issuer Identification Number
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BIN-IIN
is the database authority.

Search the BIN Database
Download the BIN List
Verify Credit Card Origin

- Visa BIN Ranges
- MasterCard BIN Ranges
  - American Express BIN Ranges
- Discover BIN Ranges


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The BIN-IIN Database for Private Use.

Some Frequently Asked Questions about the BIN Database:

Q: How does using a BIN checker help with business?

A: Doing a BIN check, or using the bank BIN can help you:

    - Determine is the card is MasterCard, Visa, AMEX or Discover
    - Determine is the card is a Debit Card or Credit Card
    - Determine the name of the card issuer - Bank or Processor
    - Determine the bank's phone number or fraud phone number to call


Credit card BIN lookup is key to fraud prevention.

Need to exclude certain countries from placing orders for your products? You can do a BIN check manually, or link your shopping cart to the BIN database file to automatically run the credit card BIN against the Bank Identification Number Database every time.

If you don't export to Cuba from the United States due to government restrictions, you can exclude most cards issued with a Cuban billing address automatically with a BIN check.

This database is how your favorite rental car agency determines if a card is a debit card or credit card, and if it was issued in the U.S. or Canada or elsewhere.


Q: Can I use the results to charge customers additional fees?

A:
Bank Identification Numbers are key if you want to charge customers different fees for using credit vs. debit cards.  Some merchants will find when they take any credit card or debit card issued outside of the US there are extra fees.  Some merchant accounts will also charge a premium for business credit cards vs. personal credit cards.

If you have a merchant account arrangement like this, doing a credit card BIN lookup, or setting your automated system based on credit card bin ranges can help you to assess proper fees and ultimately shift the cost to the foreign cardholder.

The BIN-IIN database will have all known MasterCard BIN ranges, all known VISA BIN ranges, American Express BIN numbers and Discover BIN numbers at time of publishing.

Q: Are all BIN numbers in the BIN-IIN database?

A:
No.  Most, but not all known BIN numbers are in the BIN-IIN database and we are always looking for new bin numbers.

Visa BIN numbers from the Visa Interchange Directory and MasterCard BIN numbers from the Mastercard Member Directory are added when available.

Q: Do all BIN numbers in the BIN-IIN database contain complete data?

A:
Most, but not all data is supplied in all circumstances. Not all entries have a phone number, credit or debit denotation, country of origin, or bank name although every effort has been made to make the database as complete as possible. Data statistics are published on percentage phone number and number of U.S. entries only, and not every BIN number listed has complete data available. In an effort to provide as much data as possible, incomplete entries are included if partial data is confirmed.

Q: Are all Credit Card BIN Databases the same?


A:
No. The BIN-IIN, bank identification number list is independently compiled and differs from other lists in quality and accuracy. 

The BIN-IIN database is compiled and distributed by a U.S. company. Bank BIN numbers, credit card BIN numbers, and debit card BIN numbers are provided in text format for every known credit card issuer, including American Express and Discover Card.

Some BIN databases exclude and include Visa BIN numbers, MasterCard BIN numbers, American Express BIN numbers or Discover BIN numbers, but the BIN-IIN database has them all.

Q: What do you mean by private use?

A:
You can use this database to develop into  your own company software, like a gas pump, online shopping cart, rental car software or just use the BIN database as a straight file to search records one at a time.

You cannot use the database to publish, or provide the data to the public. 

The information is designed to help merchant prevent fraud by providing security phone numbers for code 10 authorizations or suspicious activity or to help determine the card type, such as Debit or Credit and cannot be sold or redistributed under the license.

Ordering online via PayPal is considered agreement to the terms of service and refund policy and the data provided may vary based on card type, country or issuer. No one data type or individual BIN or IIN is guaranteed to be found in the BIN-IIN database.

Q: I tried a credit card BIN search on the BIN-IIN database and the bank BIN came up, "not found."  Why was my Visa BIN not found?

A:
Most, but not all credit card BIN search results will be found, but not all credit card bin numbers are listed. VISA BIN ranges or MasterCard BIN ranges that are not in the BIN-IIN bank identification number list can be added in exchange for a reward.

                                - Visa BIN Ranges
                                - MasterCard BIN Ranges
                                - AMEX BIN Ranges
                                - Discover BIN Ranges

Q: How can I get rewarded for providing missing bank BIN numbers?

A:
You can get paid $1 for any BIN number not in the database that you have provide to us under the terms of service. For each additional verifiable BIN number you provide that is added to the issuer identification number database, we will pay $0.25 each.

Payments are made via PayPal upon verification of bank BINs provided. Payments over $100 require a W-9.

Q: How do I order the BIN-IIN database?

A:
For $179.00 you get over 51,000 bank BIN numbers. That includes 35,350 bank BINs, over 87% with phone numbers.

                              ORDER HERE - $179.00 

 

 

 

______________________________
More Information on...

            - Visa BIN Ranges
            - MasterCard BIN Ranges
            - American Express BIN Ranges
            - Discover BIN Ranges

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